Spot the difference between these two beds?
(image from technabob.com)
What do you think?
(image from imgora.com)
The most significant difference for me is the way that the covers on the second bed really hang over the edge. There is more yardage there, I think.
Bear with me - there is a point to this. I was changing the sheets on our beds today, and I was thinking about what makes my bed so cosy and appealing, and I realised that it is because I have a king-size duvet on a double bed, so there is plenty of duvet to hang down over the edges and really keep me very snug. There is no skimping and no danger of drafts!
It occurred to me later on, when I was hanging the king-sized duvet cover on the washing line to dry, and cursing the unwieldiness of the thing, that that yardage theory about the duvet being more secure and less drafty might equally apply to our finances, or our savings in particular.
A double bed strictly speaking needs a double duvet. A single wouldn't really be a lot of good. A king-size one is just that bit more comfortable.
I was having a discussion with the YFG last night about holidays. She would love to go to Canada, Africa, France, Australia, America, and all sorts of places! I did agree to consider Dorset, Devon or Cornwall IF we get any further than Norfolk next year. She knows that I have some savings, and to her young mind, I could afford a bigger holiday than I claim to be able to afford.
But those savings are our yardage. They are what make life comfortable here, and stop us from feeling that we are living life on the bare minimum, on the edge, so to speak.
They give us security and keep the drafts [worries] at bay.
Some people would say that they can't make any savings, and that they have only enough coming in each week or month to get by. I'm not naive and I do know that there are really people out there for whom that is the truth.
Unfortunately, there is another whole group of people who are making choices which they could change, which would in turn allow them to develop a savings plan and make life that little bit more secure. If you can save up just a few pounds a week or a month into a little emergency fund, then you have made a small start on making your life more comfortable. We all have to start somewhere, and like our grannies used to say, "look after the pennies and the pounds will look after themselves". It is very true that getting in to the habit of saving a few pence here and there will soon help you to build up a wee nest egg.
I'm preaching to the choir here I know, but if it spurs someone on to make a start, all the better. Elaine over at Mortgage Free in Three has some wonderfully thrifty ideas for saving money and would be a wonderful resource for anyone making a start on an emergency fund.
Weird the thoughts that pop into one's mind over the washing machine, eh?!