I have set up a big spreadsheet so that I can keep track of the monthly spending in each area of the budget, and I have a new diary where I am recording every penny we spend this year. Today has been a day at home so I have been able to record a No Spend Day.
So, in accordance with tradition here, January is a Low-Spend month. I will be doing four back to back $21 challenges but changing the amount to £21 - this is the amount I am allowed to spend each week to supplement what we have in stock for the menu - it is usually spent on fresh fruit and veg, cheese and things like that. There will be no spending on frivolities and luxuries and it will really be a month of living on what we have got! Hopefully it will kick start the savings.
My aim is to save £5000 this year, as I fell short of this target in 2011 by quite a way.
We have made a start on the decluttering by packing up a load of old DVDs to send to musicmagpie and I donated 10 items of clothing I no longer want to a recycling bin yesterday! We have to start somewhere!!