Monday finances

As I said last Monday, today is my day for keeping track of things, and this morning I have just spent 45 minutes tracking and moving and adding things up!

(image from homecaredirect.co.uk)

I want to share some tips I found on the Australian Simple Savers website, posted by a chap called Stephen Lake.  He seems to have lots of wise sayings to share, and these seem particularly apt:

Successful money managers

1 Have good savings habits

2 Start saving early.

3 Spend less than they earn.

4 Are decisive.

5 Have conservative expectations, live modestly.

6 Live for tomorrow, and plan.

7 Are driven and self motivated.

8 Trust their adviser and provide good information.

9 Invest through good and bad times.

10 Are emotionally secure and mature.

11 Learn at every opportunity

12 Keep good records.